…with an insanely delicious Buttery Brown Sugar Banana Nut Crunch topping
These Banana and Carrot Muffins taste like banana bread and carrot cake had a baby. A very, very delicious baby.
I’ll tell you what takes these scrumptious muffins completely over the top, and it’s not what you think. It’s not the creamy greek yogurt that helps keep them moist, or the nutty oats that are the key to making me believe that my muffins are muffins, not cupcakes…
Nope. None of those things. It’s the buttery, brown sugary, walnut & banana chip streusel topping. The crunch. It’s the very best part. The muffin is basically a vehicle for the crunch. You’ll see.

A word about the streusel crunch topping…
The word is YES. Crunch is where it’s at my friends and a good muffin becomes a great muffin when it has a buttery, brown sugar crunch topping.
If you’ve made my Butter Pecan Banana Muffins or my Pumpkin Spice Muffins with Cream Cheese Filling and Streusel you’ll know that I feel very strongly about my muffin toppings, so trust me.
These easy muffins would also be amazing with a cream cheese glaze if you want to fancy them up even further and really get into the carrot cake vibe. Here’s a good glaze recipe.

Anything Special You Need to Know about my Banana and Carrot Muffins?
*I use walnuts in these muffins because I looooooove them in baking. You can easily sub in pecans, almonds or another nut, or leave the nuts out completely.
*Can you use whole wheat flour in these muffins? You can. I would recommend whole wheat pastry flour.
*Feel free to mix up the spices in these too… a little allspice maybe? Ginger? Cardamom even?
*I use quick oats here because they just disappear into the batter. Rolled oats work too.
*I use butter and oil (yes, olive oil. I swear you cannot taste it) because I think a little oil keeps muffins extra moist. You can use another oil if you prefer. Melted coconut oil would be tasty.
*Raisin lover? Go ahead and throw in a big handful!
*Chocolate chips? I will not judge. I will tell you that yes, I have tried these with chocolate and yes, they are very, very good.

Banana and Carrot Muffins, the details (how to make them)…
These moist and fluffy muffins are really easy to make, and they’re loaded with all sorts of goodness that you’re going to love. Perfect for breakfast, a snack, or just when you’re craving something cozy and sweet.
First, grab a large mixing bowl and combine your dry ingredients including all those warming spices like cinnamon, nutmeg, and cloves. These spices are key for giving the muffins that irresistible autumn-like flavor—trust me, they’ll make your kitchen smell like fall heaven.
In a separate bowl, mash up a couple of very ripe bananas (the riper they are, the better). To that, add sugar, melted butter, a little oil, yogurt, eggs, and vanilla extract. Give it all a good stir until it’s smooth and well combined.
Gently fold the wet and the dry ingredients together until just combined. Be careful not to overmix—it’s okay if the batter is a little lumpy! Finally, stir in some grated carrot and chopped walnuts, which add a lovely texture and flavour that makes these muffins extra special.
Now, you could totally stop there, spoon the batter into your muffin tin, and bake them to golden perfection. But I’m going to very strongly recommend that you don’t skip out on the quick and easy crunchy streusel topping. Why? Well, because it’s simply irresistible! This streusel is as easy as mixing up some chopped nuts and chopped banana chips with a little butter and sugar. It gives the muffins this incredible, crunchy finish that’ll have you saying, “Why didn’t I always put streusel on muffins?”
Of course, you don’t have to make the topping, but I’m just going to say—you can tell I feel pretty strongly about it. 😉 It really takes these muffins from delicious to absolutely incredible!

Recipe-ish…

Banana and Carrot Muffins
Ingredients
- 1 3/4 cup flour
- 1/2 cup quick oats
- 1 Tbsp baking powder
- 1/2 tsp baking soda
- 1/2 tsp salt
- 1 tsp cinnamon
- 1/4 tsp nutmeg
- 1/4 tsp cloves
- 1 cup mashed bananas about 2 good sized bananas
- 1/4 cup brown sugar
- 1/4 cup sugar
- 1/4 cup melted butter
- 1/4 cup olive oil
- 1/4 cup greek yogurt
- 2 eggs
- 1 tsp vanilla
- 1 cup shredded carrot
- 1/2 cup chopped walnuts
For the topping:
- 1/4 cup finely chopped walnuts
- 1/4 cup finely chopped dried banana chips
- 2 Tbsp melted butter
- 3 Tbsp brown sugar
- Pinch salt
Instructions
- Combine the flour, oats, baking powder, baking soda, salt, cinnamon, nutmeg & cloves. Mix well. Set aside.
- Combine the banana, sugars, butter, oil, yogurt, eggs & vanilla. Mix well.
- Add the flour mixture to the banana mixture and mix until just combined.
- Fold in the carrots and walnuts.
- Fill greased or lined muffin tin with the batter.
- For the topping, combine the walnuts, banana chips, butter, brown sugar and salt.
- Sprinkle the topping evenly over the muffins.
- Bake at 400 for 5 minutes, then reduce the heat to 350 and continue baking an additional 15-20 minutes.
Let me know what you think!
If you like this Banana and Carrot Muffins Recipe then I’d love you to try my Spiced Applesauce Cinnamon Muffins. They’re also super easy and so delicious!
I want to to thank you for this wonderful read!! I absolutely loved every little bit of it. I have you saved as a favorite to look at new stuff you postÖ
I just like the helpful information you provide in your articles
I actually forgot the olive oil. I was terrified except I did add the butter and yogurt and they are still very very good.
Thanks for commenting Melissa… I’m so glad you liked the muffins!!
These are delicious! I didn’t have nuts or banana chips so I omitted those and altered the streusel a little, and also didn’t have Greek yogurt so I substituted sour cream. These were great and the kids loved them too. Added this recipe to my box! Will make again.
Thank you so much Courtney! I’m so happy to hear you enjoyed them. 🙂